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Frugal Lancaster

Helping You Live a Frugal Life in Lancaster County, PA

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Are home warranties worth it?

Let’s talk money. How many of you get home warranties? Do you think its worth it? I’d love to know if its been beneficial to you!

Most of the appliances in our home are 18 or more years old. We are expecting many of them to be on their last days. We’ve always been the type to set aside savings to cover any home repairs and replacements, but after I got my FREE quote and started doing the math, I started reconsidering.

Home Warranty pays for covered home repairs and replacements including Clothes Dryer, Clothes Washer, Refrigerator, Air Conditioning System, Heating System, Water Heater, Electrical System, Plumbing System, Plumbing Stoppage, Oven/Range/Stove, Built-in Microwave, Cooktop, Dishwasher, Garbage Disposal, Ceiling & Exhaust Fans, Ductwork, Garage Door Opener, Whirlpool Bathtub.

You can choose a total plan or a basic plan. You can also choose to select optional coverage on specific items like pools, second refrigerators, sump pumps and central vacuums.

I got my free quote from Choice Home Warranty, and was surprised to discover that if I need to replace even just one appliance in the next 2-3 years, I’ll be saving money. I won’t decide to buy until I know more information, like who does the repair work and if the warranty will cover the entire cost, but for the time being, I’ll do my due diligence and research my options.

Can You Afford To Replace Your Air Conditioning System This Summer?

You can get a FREE quote (plus $50 off and 1 month FREE with purchase of single payment plan) from Choice Home Warranty. It took me about 30 seconds to answer their questions and receive my estimate. You can choose which appliances and home items you want covered too.

 

I’d love to hear about your experiences with home warranties. Have you had an experience where home warranties has benefited you? Or frustrated you? Do you think its a good value? What are your thoughts? 

There is some pretty good feedback in the comments on this Facebook post.

Filed Under: Money Tagged With: appliance insurance, home, home coverage, home protection plan, home warranty, hvac, money

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